Our mission

We're making homeownership simpler, faster — and most importantly, more accessible for all Americans.

A young couple settling into their new home
About Clear Mortgage Capital

Speed, savings and service.

Clear Mortgage Capital, Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service.

We created the Digital Mortgage to make obtaining financing faster, easier, and more secure. Backed by some of the top lenders in the market, we search dozens of options to find you the most competitive rate — and our skilled loan officers are with you through every step.

Home loans completed
16,450+
Total loan funding
$4.9B
Client reviews
2,297
Our core values

What we stand for.

01

Transparency

We take pride in sharing information with our clients for the common good.

02

Excellence

We always do what's best for our clients.

03

Agility

We respond to our clients quickly and close their loans in no time.

04

Integrity

We consistently act in an honest and ethical manner.

05

Teamwork

As a team, we support each other's efforts and “pay it forward” whenever possible.

Nathan Kowarsky, Founder and CEO of Clear Mortgage Capital
Leadership

Nathan Kowarsky

Founder & CEO  /  NMLS 294599

During the course of his career, Nathan has funded more than 7,000 home loans. It is based on that knowledge that he walks clients through each step of the process, and trains his staff in the same standards and methodologies.

Nathan's philosophy is straightforward: professionalism and competency require integrity and honesty. Those principles infuse the leadership he brings to Clear Mortgage Capital.

Visionary Innovation Award2022, Association of Independent Mortgage Experts
OC Visionary2022, Finance & Banking — Los Angeles Times
Top 10 in IrvineMortgage lenders, Scotsman Guide
ABC7 Los AngelesFeatured subject matter expert
Headquarters

Visit us in Irvine.

19800 MacArthur Blvd, Suite 880
Irvine, CA 92612
Careers

Grow with a team that pays it forward.

We're always looking for talented loan officers and mortgage professionals who share our values.

Ready to start your digital mortgage?