Our mission
We're making homeownership simpler, faster — and most importantly, more accessible for all Americans.

Speed, savings and service.
Clear Mortgage Capital, Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service.
We created the Digital Mortgage to make obtaining financing faster, easier, and more secure. Backed by some of the top lenders in the market, we search dozens of options to find you the most competitive rate — and our skilled loan officers are with you through every step.
- Home loans completed
- 16,450+
- Total loan funding
- $4.9B
- Client reviews
- 2,297
What we stand for.
Transparency
We take pride in sharing information with our clients for the common good.
Excellence
We always do what's best for our clients.
Agility
We respond to our clients quickly and close their loans in no time.
Integrity
We consistently act in an honest and ethical manner.
Teamwork
As a team, we support each other's efforts and “pay it forward” whenever possible.
Nathan Kowarsky
Founder & CEO / NMLS 294599
During the course of his career, Nathan has funded more than 7,000 home loans. It is based on that knowledge that he walks clients through each step of the process, and trains his staff in the same standards and methodologies.
Nathan's philosophy is straightforward: professionalism and competency require integrity and honesty. Those principles infuse the leadership he brings to Clear Mortgage Capital.
Visit us in Irvine.
19800 MacArthur Blvd, Suite 880Irvine, CA 92612
Grow with a team that pays it forward.
We're always looking for talented loan officers and mortgage professionals who share our values.
